Legal-rule registry
19 active rules · ruleset hash c9e28cf3bf37… · 0 primary-source snapshot(s) on file. 0 verified · 1 provisional · 18 needs research.
A rule is verified only after a human reads the primary source, stores a hashed snapshot, anchors each element to a quotation, and signs a verification record. Nothing ships verified; unverified rules evaluate but their findings are capped at "research lead".
| Rule | Kind | Jurisdiction | Primary authority | Status |
|---|---|---|---|---|
| Bureau early-exclusion practice for adverse items (policy, not law) bureau_policy.early_exclusion v1 |
bureau policy | US | Bureau policies on early removal of adverse items | needs research |
| California CCRAA reporting-period provisions ca.ccraa.reporting_period v1 |
statutory | US-CA | Cal. Civ. Code § 1785.13 | needs research |
| California debt collector / debt buyer licensing ca.licensing.debt_collector v1 |
statutory | US-CA | Cal. Fin. Code § 100000 et seq. (Debt Collection Licensing Act) | needs research |
| California limitation period: oral contracts and certain other obligations ca.limitations.oral_or_other v1 |
statutory | US-CA | Cal. Code Civ. Proc. § 339 | needs research |
| California limitation period: contracts for sale of goods ca.limitations.sale_of_goods v1 |
statutory | US-CA | Cal. Com. Code § 2725 | needs research |
| California limitation period: action on a written contract ca.limitations.written_contract v1 |
statutory | US-CA | Cal. Code Civ. Proc. § 337 | needs research |
| California vehicle repossession: post-repossession notice and deficiency conditions ca.repossession.rees_levering_notice v1 |
statutory | US-CA | Cal. Civ. Code § 2983.2 (Rees-Levering) | needs research |
| Rosenthal Fair Debt Collection Practices Act: collection conduct in California ca.rosenthal.conduct v1 |
statutory | US-CA | Cal. Civ. Code § 1788 et seq. (Rosenthal Fair Debt Collection Practices Act) | needs research |
| Internal accounting consistency checks (convention, not law) convention.accounting_consistency v1 |
industry convention | US | — | provisional |
| Furnisher duties after receiving notice of a dispute from a bureau fcra.furnisher.after_cra_notice v1 |
statutory | US | 15 U.S.C. § 1681s-2(b) | needs research |
| Furnisher duty on a dispute sent directly by the consumer fcra.furnisher.direct_dispute v1 |
regulatory | US | 12 C.F.R. § 1022.43; 15 U.S.C. § 1681s-2(a)(8) | needs research |
| Block of information resulting from identity theft fcra.identity_theft_block v1 |
statutory | US | 15 U.S.C. § 1681c-2 | needs research |
| Inquiries require a permissible purpose fcra.permissible_purpose v1 |
statutory | US | 15 U.S.C. § 1681b | needs research |
| CRA reinvestigation after a consumer dispute fcra.reinvestigation.cra v1 |
statutory | US | 15 U.S.C. § 1681i(a) | needs research |
| FCRA reporting period for adverse items (runs from the date of first delinquency) fcra.reporting_period.adverse_items v1 |
statutory | US | 15 U.S.C. § 1681c(a); 15 U.S.C. § 1681c(c) | needs research |
| FCRA reporting period for bankruptcy cases fcra.reporting_period.bankruptcy v1 |
statutory | US | 15 U.S.C. § 1681c(a) | needs research |
| Debt collector communications and conduct fdcpa.conduct v1 |
statutory | US | 15 U.S.C. §§ 1692c–1692f | needs research |
| Debt validation after a debt collector's initial communication fdcpa.validation v1 |
statutory | US | 15 U.S.C. § 1692g; 12 C.F.R. § 1006.34 | needs research |
| Notification before disposition of repossessed collateral (UCC Article 9 as enacted) ucc9.disposition_notice v1 |
statutory | US-CA | UCC §§ 9-610, 9-611, 9-614 (as enacted by the state) | needs research |
Kinds: statutory/regulatory/court procedure are law; bureau policy, creditor practice, industry convention and strategy are not law and never produce legal findings on their own.