Block of information resulting from identity theft
needs research· statutory · US · fcra.identity_theft_block v1 · file sha256 d3afe49344d9…
This rule is not verified. Its text, elements and any period parameters are research placeholders written for human review. Findings based on it are capped at Plausible/Weak and documents cannot cite it as verified authority.
Rationale
Seed rule; reachable only when the owner records an identity-theft assertion and evidence.
Authorities
- 15 U.S.C. § 1681c-2 primary statute — Block of information resulting from identity theft · source
Links open public legal sources in your browser; this application itself never fetches them.
Primary-source snapshots
None on file. Import one with cda rules import-source.
Verification record
No human verification record.
Applies to
Account types: any · Circumstances: account.owner_asserts_identity_theft
Required elements
| Element | Fact tested | Test | Quote anchor |
|---|---|---|---|
| An identity theft report exists | evidence.identity_theft_report | evidence | no anchor yet |
| Proof of identity was provided | evidence.proof_of_identity | evidence | no anchor yet |
| The specific information is identified as resulting from identity theft | account.identified_as_identity_theft_item | true | no anchor yet |
Contrary considerations
- Never assert identity theft that the owner has not experienced; this rule is reachable only through an explicit owner assertion with a report.
Potential outcomes (not predictions)
block_request_supported
Routes this rule can suggest
- Dispute the item with the bureau(s) — A written dispute to the consumer reporting agency identifying the specific inaccuracy and enclosing supporting documents.
- Consult legal aid or an attorney — Where a rule is unverified or the facts suggest a potential claim, a consultation can confirm the analysis.