DEMO MODE — Sample Data active. No real credit data is processed.

Credit Data Auditor

Overview Intake Accounts Evidence Findings Gaps Deadlines Documents Actions Data Rules Products Privacy Settings Admin access

Provenance trace

Unresolved question Not assessable CRA reinvestigation after a consumer dispute: cannot be assessed — missing event.cra_dispute_received.

context

supporting

v0.1.0 · dataset: demo egress blocked: 0 Nothing in this application sends letters, files complaints, or contacts anyone.

Step 1 of 3

Data cross-referencing

Each account is matched across Equifax, Experian and TransUnion and compared field by field. Fields that disagree between bureaus (dates, balances, status) are flagged as conflicts.

See the bureau comparison

Step 2 of 3

Audit summary

The investigation engine sorts what it found into categories: facts, possible reporting issues, theories to check and open questions, each with its confidence and the evidence it rests on.

Open the findings

Step 3 of 3

Dispute generator

Letters are drafted from the account facts. Every assertion links back to its source, and placeholders stay flagged until a person fills them in.

Preview a sample dispute letter